Lightning rod price11/2/2023 These aluminum/copper braided cables connect lightning rods to ground. Many homeowner’s insurance plans provide credits for lightning protection, recognizing them as “protection for the entire external perimeter of the home.” What Forms of Lightning Protection Might Earn an Insurance Credit?Ĭontact your local insurer directly to learn more about incentives for these common lightning protection components…Īlso called ‘air terminals,’ these vertically-mounted aluminum/copper rods are mounted at regular intervals to intercept strikes. They can cost a few thousand dollars, so many homeowners assume the rare chance of a strike happening a risk worth taking to save some money. If you live in a very tall home, have trees taller than your home less than 10 feet away from its structure, or live in an area with a high lightning strikes, however, installing a lightning rod is recommended. Contrary to urban myth, lighting CAN strike the same place twice: The Empire State building gets hit with about 100 strikes a year, however most homes do not experience this increased incidence. Statistically, lightning is the most commonly experienced weather hazard. Based on a recent report from the Insurance Information Institute, the top 10 states for homeowner’s insurance lighting losses in 2016 include… fire departments respond to an average of 22,600 lightning-related fires per year. How Often Do Homes Get Struck by Lightning?Īccording to the most recent data available, U.S. Lightning-related claims rose nearly 10 percent from 2015 to 2016, with June-August remaining peak months of activity. However, lightning strikes are on the rise. Lightning strikes are not a common threat to residential homes, so most homeowners forgo lightning protection. They do not decrease the likelihood your home may be struck, but provide a direct path to ground, preventing damage to your home from fire, explosion, and electrical surges that can result from lightning strikes. Lightning rods intercept this voltage, providing a safe path for lightning current into the ground. How Lighting Rods WorkĪ single lightning bolt carries 100 million to 1 billion volts of electricity. In this installment, we’ll examine the variables, helping you determine whether or not your home may be in need of lighting protection. Does my house need a lightning rod? We hear this question a lot, and the answer is not always cut and dry.
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